Interest Checking Accounts
| DESCRIPTION |
INTEREST RATE
|
APY*
|
MINIMUM
BALANCE** |
| Premier Checking** | 0.25 | 0.25 | Maintain minimum $1,000 balance or $25,000 in loan and deposit balances to avoid service charge. |
| Business Interest Checking** | 0.25 | 0.25 | Maintain minimum $1,000 balance or $25,000 in loan and deposit balances to avoid service charge. |
| Attorney IOLTA Checking** |
0.25 | 0.25 | No minimum balance required. |
| *APY is the Annual Percentage Yield and is accurate as of 2/13/12. Rate is variable and may change at any time. Fees could reduce earnings on accounts.**You must deposit $50.00 to open this account. | |||
Interest Savings Accounts
| DESCRIPTION |
INTEREST RATE
|
APY*
|
MINIMUM
BALANCE |
| Statement Savings | 0.25 | 0.25 | Maintain minimum $250 balance to avoid service charge. You must deposit $50.00 to open this account. |
| Money Market (Consumer & Business) A service charge of $5.00 will be imposed if the balance in your account falls below $2,500 any day of your statement cycle.You must deposit $50.00 to open a money market account. |
0.10 0.20 0.25 0.30 0.35 0.45 |
0.10 0.20 0.25 0.30 0.35 0.45 |
$0 – $9,999.99 $10,000 – $149,999.99 $150,000 – $299,999.99 $300,000 – $499,999.99$500,000 – $999,999.99 $1,000,000+ |
| *APY is the Annual Percentage Yield and is accurate as of 2/13/12. Rate is variable and may change at any time. Fees may reduce earnings on accounts. | |||
Certificate Rates
| TERM | INTEREST RATE | APY* | MINIMUM BALANCE |
|
1 Year
|
.50 | .50 | $1,000 |
|
2 Year
|
.75 | .75 | $1,000 |
|
3 Year
|
1.00 | 1.00 | $1,000 |
|
5 Year
|
1.25 | 1.26 | $1,000 |
| 10 Year | 1.50 | 1.51 | $1,000 |
| SPECIAL: Customer Choice CDs |
|||
| 8-Month | .40 | .40 | $1,000 |
| 9-Month | .40 | .40 | $1,000 |
| 10-Month | .40 | .40 | $1,000 |
| 11-Month | .40 | .40 | $1,000 |
| 12-Month | .50 | .50 | $1,000 |
| 13-Month | .50 | .50 | $1,000 |
| 14-Month | .50 | .50 | $1,000 |
| 15-Month | .50 | .50 | $1,000 |
| 10-Month EZ Access CD (NO PENALTY FOR EARLY WITHDRAWAL AFTER THE FIRST 7 DAYS FOLLOWING INITIAL DEPOSIT). Contact Us for More Details. |
|||
| *APY is the Annual Percentage Yield and is accurate as of 2/13/12. Fees could reduce earnings on accounts. There is a penalty for early withdrawal. | |||
Individual Retirement Account Certificates
| TERM | INTEREST RATE |
APY* | MINIMUM BALANCE |
| 1 Year | .50 | .50 | $1,000 |
| 2 Year | .75 | .75 | $1,000 |
| 3-4 Year | 1.00 | 1.00 | $1,000 |
| 5-6 Year | 1.25 | 1.26 | $1,000 |
| 10 Year | 1.50 | 1.51 | $1,000 |
| SPECIAL: Customer Choice IRAs |
|||
| 8-Month | .40 | .40 | $1,000 |
| 9-Month | .40 | .40 | $1,000 |
| 10-Month | .40 | .40 | $1,000 |
| 11-Month | .40 | .40 | $1,000 |
| 12-Month | .50 | .50 | $1,000 |
| 13-Month | .50 | .50 | $1,000 |
| 14-Month | .50 | .50 | $1,000 |
| 15-Month | .50 | .50 | $1,000 |
| *APY is the Annual Percentage Yield and is accurate as of 2/13/12. Fees could reduce earnings on accounts. There is a penalty for early withdrawal. | |||
All rates subject to change without notice.
Please Call (724) 969-1010 for further details.
