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PRESS RELEASE

Gateway Bank of Pennsylvania, 3402 Washington Road, McMurray PA 15317 724-969-1010 Fax 724-969-0757

FOR IMMEDIATE RELEASE

DATE: October 10, 2008
CONTACT: William J. Burt
PHONE: 724-969-1010
FAX: 724-969-0757
E-MAIL: wburt@gatewaybankpa.com

RONALD PASIC JOINS GATEWAY BANK

Peters Township, PA - Ronald F. Pasic recently joined Gateway Bank in McMurray as a Vice President, Senior Business Banker. "Ron's commercial lending and business banking experience make him a valuable addition to the Gateway Bank team," noted Robert S. Kerr, Executive Vice President, Chief Operations Officer and Chief Lending Officer.

Mr. Pasic brings 19 years of business banking experience to Gateway Bank. He began his career with Orix Credit Alliance, Inc. where he spent nine years as vice president and manager of collections, credit and operations. Most recently, he was employed by National City Bank for more than seven years as a vice president, commercial banking, and senior business banker.

Mr. Pasic is a board member of the West Allegheny school district and also the Airport Chamber of Commerce, where he was awarded the 2006 Small Business Advocate of the Year. He is a member of the Parkway West Rotary Club and various other community service organizations. Mr. Pasic is also a Hunter's Education Instructor for the PA Game Commission. He holds a B.S. in Finance from Massachusetts School of Liberal Arts and resides in McDonald with his wife Andrea and daughter McKenna.

Gateway Bank's headquarters is located at 3402 Washington Road in Peters Township with an additional branch location in Cranberry Township, PA. Gateway Bank is a locally owned, staffed, managed, and community-oriented financial institution serving the needs of individual consumers, professionals, and small to mid-sized business.




PRESS RELEASE

Gateway Bank of Pennsylvania, 3402 Washington Road, McMurray PA 15317 724-969-1010 Fax 724-969-0757

FOR IMMEDIATE RELEASE

DATE: July 1, 2008
CONTACT: William J. Burt
PHONE: 724-969-1010
FAX: 724-969-0757
E-MAIL: wburt@gatewaybankpa.com

DAWN CURRY JOINS GATEWAY BANK

Peters Township, PA - Dawn Curry recently joined Gateway Bank in McMurray as a Customer Service Representative/Loan Specialist. "Dawn's banking experience and customer service reputation will enhance our bank's growth and visibility in the community. Dawn is a valuable addition to the Gateway Bank team," noted Robert S. Kerr, EVP, Chief Operating Office and Chief Lending Officer.

Ms. Curry brings 19 years of banking experience to Gateway Bank. She was formerly a Customer Service Representative with Washington Federal Savings Bank in Canonsburg. Dawn began her career with First National Bank, later known as Integra and National City Bank, working at several branches in the Washington County area. She has attended the American Institute of Banking and has completed coursework in bank operations, banking and finance, and consumer lending. She also obtained certificates as Customer Service Specialist and Supervisor. Ms. Curry resides in North Strabane Township with her husband Dennis and two children, Sara and Jeremy.

Gateway Bank's headquarters is located at 3402 Washington Road in Peters Township with an additional branch location in Cranberry Township, PA. Gateway Bank is a locally owned, staffed, managed, and community-oriented financial institution serving the needs of individual consumers, professionals, and small to mid-sized business.




PRESS RELEASE

Gateway Bank of Pennsylvania, 3402 Washington Road, McMurray PA 15317 724-969-1010 Fax 724-969-0757

FOR IMMEDIATE RELEASE

DATE: February 26, 2008
CONTACT: William J. Burt
PHONE: 724-969-1010
FAX: 724-969-0757
E-MAIL: wburt@gatewaybankpa.com

SUSAN CARNALI-CROFFORD PROMOTED TO VICE PRESIDENT

Peters Township, PA - Susan Carnali-Crofford was recently promoted to Vice President, Branch Manager for Gateway Bank, McMurray, PA. Ms. Crofford joined Gateway Bank as Manager and Business Development Officer in 2005. Susan has been a key member in the growth and success of Gateway Bank offered Robert S. Kerr, Executive Vice President, Chief Operating Officer and Chief Lending Officer of Gateway Bank.

Ms. Crofford brings 29 years experience in banking to Gateway Bank. She was formerly a manager at National City Bank. Susan began her career with First National Bank of Washington in the accounting department. She managed several branch offices throughout her career with Integra Bank/National City Bank. She also held the position of private client relationship manager with National City Bank. Ms. Crofford holds a B.S. in Business Administration from Robert Morris University. She also attended the Central Atlantic School of Banking and Commercial Lending at Bucknell University. Ms. Crofford resides in Imperial and has two children, Evan and Erica.

Gateway Bank's headquarters is located at 3402 Washington Road in Peters Township with an additional branch location in Cranberry Township, PA. Gateway Bank is a locally owned, staffed, managed, and community-oriented financial institution serving the needs of individual consumers, professionals, and small to mid-sized business.




PRESS RELEASE

Gateway Bank of Pennsylvania, 3402 Washington Road, McMurray PA 15317 724-969-1010 Fax 724-969-0757

FOR IMMEDIATE RELEASE

DATE: February 6, 2008
CONTACT: William J. Burt
PHONE: 724-969-1010
FAX: 724-969-0757
E-MAIL: wburt@gatewaybankpa.com

LEE BAIERL JOINS GATEWAY BANK'S BOARD OF DIRECTORS

McMurray, PA. - Lee Baierl, President of Baierl Automotive, with primary operations in multiple automobile dealerships in the North Hills, was appointed Director of Gateway Bank of Pennsylvania. Mr. Baierl has over 25 years experience in the automotive industry. "We are extremely pleased that Mr. Baierl has joined our Board. He brings a significant business background as well as civic and community leadership," offered William J. Burt, President and CEO of Gateway Bank.

Mr. Baierl currently serves on the Metropolitan Pittsburgh YMCA Board, the Greater Pittsburgh Chevy Dealers Advertising Board, and is President of the Pittsburgh Acura Dealers Advertising Board. He holds a B.A. in Economics and an M.B.A. from the University of Pittsburgh and is a graduate of the General Motors Management Academy.

Gateway Bank's headquarters is located at 3402 Washington Road in Peters Township with a second branch location in Cranberry Township, PA. Gateway Bank is a locally owned, staffed, managed, and community-oriented financial institution serving the needs of individual consumers, professionals, and small to mid-sized business.






PRESS RELEASE

Gateway Bank of Pennsylvania, 3402 Washington Road, McMurray PA 15317 724-969-1010 Fax 724-969-0757

FOR IMMEDIATE RELEASE

DATE: October 25, 2007
CONTACT: William J. Burt
PHONE: 724-969-1010
FAX: 724-969-0757
E-MAIL: wburt@gatewaybankpa.com

SUSAN BALLA JOINS GATEWAY BANK
AS A BUSINESS BANKER

Peters Township, PA - Susan Balla joins Gateway Bank as a Business Banker for the new Gateway Bank branch located in Cranberry Township, PA. "We are extremely pleased to have Susan join the Gateway Bank team. She has a wealth of banking experience and she is very involved in community activities," noted William J. Burt, President and CEO of Gateway Bank.

Ms. Balla brings twenty plus years of banking experience to Gateway Bank. She was formerly a Vice President/Business Development Officer at NexTier Bank. Susan began her career with Equibank and managed several North Hills offices for Intega/National City. Ms Balla holds a B.S. in Social Work from Ohio University. She resides in Gibsonia with her husband, Alan. They have three married daughters and 4 grandsons all living in Pittsburgh.

Ms. Balla is Chair-elect for the Cranberry Chamber of Commerce where she has served as a board member for two years. She was recently awarded a seat on the Strategic Planning Citizens Advisory Committee for Cranberry Township. She is also a board member of the Family Business Roundtable, member of the Junior League of Pittsburgh, North Allegheny Chamber of Commerce, Business Network International and an advisory board member of Knowledge Point Academy of the Regional Learning Alliance.

Gateway Bank's headquarters is located at 3402 Washington Road in Peters Township with its newest branch office opening in Cranberry Township, PA November 2007. Gateway Bank is a locally owned, staffed, managed, and community-oriented financial institution serving the needs of individual consumers, professionals, and small to mid-sized business.



GATEWAY BANK IN THE NEWS

Pittsburgh Business Times - July 21, 2006

STARTUP BANKS FIND THEIR PLACE

While their numbers aren't large, startups look to fill community need.

It's rare enough to be a startup bank in the Pittsburgh area. Gateway Bank of Pennsylvania is only the third such enterprise in more than 40 years. But CEO Bill Burt is about to reach for another distinction. Gateway, which launched two years ago in McMurray, expects to open a second branch, probably in the Cranberry area, in early 2007.

Gateway is a full-fledged community bank, a genre that has been squeezed by acquisitions in this market.

"Basically, we believed there was a need for a local, community bank to serve customers, consumers and professionals and small and medium-sized businesses and their owners," said Burt. "Large banks have gotten away from this. We're locally owned, have a local board, an experienced management team and local decision making."

Burt knows firsthand about acquisition-driven banks. He was part of it as an executive of Integra Financial Corp., cobbled together from several Western Pennsylvania entities including Equibank - where Burt started his career in 1970 - Pennbancorp, First Seneca Bank and Union National Bank to become the region's third-largest financial institution until it was acquired by National City Corp., Cleveland. Burt worked for National City Bank of Pennsylvania prior to starting Gateway.

"Cranberry and McMurray/Peters Township, where we are now, are the two fastest-growing areas in the tri-state area," Burt said. "We'll continue to look at other growth areas (for branches)."

He couldn't say exactly how big Gateway intends to get, but Burt was adamant at making sure it does not become too big.

"We want to keep that small-bank mentality," he said. "It's hard to put a number on it, but if we are $66 million (in assets) after two years, we're hopeful we can be at least $250 million after five years and with several branches."

Robert Kerr, executive vice president and chief lending officer, said Gateway currently has $55 million in loans and commitments." And 70 percent of that is on the business side," he said.

It took roughly two years to develop Gateway. The young bank was funded by close to $15 million raised by its executives and board of directors, many of whom hailed from large banks in the area. Kerr is a veteran of PNC Financial Services Group Inc. He and Burt insisted that two tracts Gateway is determined to avoid are a public offering and/or a sale.

"We raised our money ourselves and have sufficient capital to grow the way we want to grow," Burt said.

Gateway's community bank focus is a different game plan from the region's other startup banks, which were highly specialized. To date, none has expanded beyond a single branch.

When Pennsylvania Capital Bank launched Downtown in 1990, it was the region's first new bank in 30 years. Created by executives of Mid Atlantic Capital Group, Downtown, and veterans of PNC Financial Services Group Inc., it provided specialized services to high net worth clients. In 2001, Pennsylvania Capital was acquired by Three Rivers Bancorp, which was bought by Sky Financial Group Inc. a year later.

Pennsylvania Capital alumni launched Enterprise Bank in Allison Park in 1998 to concentrate on entrepreneurs and small business owners. It is satisfied with the niche and expects to remain a single branch operation.

There are several theories why Western Pennsylvania hasn't been fertile ground for startup banks. The most prevalent is that the region lacks the repeat entrepreneurs common in Philadelphia who start banks, grow and sell them, then use the money to do it all over again.

It's also pointed out that consolidation here has mostly been confined to small institutions; it's the consolidation of banks with assets between $100 million and $2 billion that create opportunities for newcomers to pick up talent and customers. There also is the claim that the region already has too many banks.

Pittsburgh is an exception to a nationwide boom in bank startups, said Arnold Danielson, CEO of the Rockville, MD-based consultancy Danielson Associates. But Danielson, who produces a quarterly report on bank startups and has consulted to some of these operations, scoffs at the notion that Pittsburgh is overbanked.

So does Len Carroll, former Integra CEO and managing partner of Seneca Capital Management, a Sewickley-based private equity firm. Carroll, a director of Gateway, quickly sketched the local banking landscape.

"Pittsburgh is a highly concentrated market with three financial institutions, a quartet of regional banks that have become avid acquirers, and a shrinking sector of community banks," he said. "Gateway is a rare bird in Western Pennsylvania."

Seneca, he said, has been approached by groups here and in other parts of the country that "would like us to consider investing in a startup bank in their community." Carroll, who has a vacation home in Arizona, said there are "at least four" successful startups located within 10 blocks of his Phoenix residence.

Seneca is currently raising a $40 million fund to invest in startup and recently chartered banks. Carroll said he was tapping area banks as well as former industry executives. Startup banks, he said, tend to be good investments, producing a solid return for backers.

Seneca's not alone: MJR Financial Group LLC, Allentown, PA, is raising a $50 million fund to be invested in startup banks across the country. It expects its first bank will open in Baltimore, but has an eye on launching a Pittsburgh enterprise in the Cranberry area over the next few years.

"In Pittsburgh, the driving force (for MJR) is the lack of de novos," said MJR partner Rich Hooper. "We thought a good community bank would do well."

Burt and Kerr believe having local roots make all the difference.

"If they're coming in from out of state," Burt said, "they'll have quite a challenge. Anyone who thinks they can come in, put in capital and start a bank, well, all I can say is, 'Good luck.'"




PRESS RELEASE

Gateway Bank of Pennsylvania, 3402 Washington Road, McMurray PA 15317 724-969-1010 Fax 724-969-0757

FOR IMMEDIATE RELEASE

DATE: October 1, 2006
CONTACT: William J. Burt
PHONE: 724-969-1010
FAX: 724-969-0757
E-MAIL: wburt@gatewaybankpa.com

CARRIE A. HAVAS JOINS GATEWAY BANK

Peters Township, PA - Carrie A. Havas recently joined Gateway Bank as Vice President, Audit & Compliance. "We are fortunate to have Carrie join our staff. She brings a wealth of experience and banking knowledge to the Bank," offered William J. Burt, President and CEO of Gateway Bank.

Carrie brings 15 years of financial institution regulatory and auditing experience to Gateway Bank. Ms. Havas was employed by the Federal Deposit Insurance Corporation for ten years as a Certified Bank Examiner. Most recently, she served as Vice President, Internal Auditor and Compliance Officer of the former Laurel Savings Bank, Allison Park, PA. Carrie holds a B.S. in Business Administration and Psychology from the University of Pittsburgh. She resides in Mount Lebanon with her daughters, Kathryn and Jane.

Gateway Bank's headquarters is located at 3402 Washington Road in Peters Township. Gateway Bank is a locally owned, staffed, managed, and community-oriented financial institution serving the needs of individual consumers, professionals, and small to mid-sized business.




PRESS RELEASE

Gateway Bank of Pennsylvania, 3402 Washington Road, McMurray PA 15317 724-969-1010 Fax 724-969-0757

FOR IMMEDIATE RELEASE

DATE: July 31, 2006
CONTACT: William J. Burt
PHONE: 724-969-1010
FAX: 724-969-0757
E-MAIL: wburt@gatewaybankpa.com

RANDY T. PATTERSON PROMOTED TO SENIOR VICE PRESIDENT, BUSINESS BANKING, GATEWAY BANK OF PENNSYLVANIA

Peters Township, PA - Randy T. Patterson, was recently appointed Senior Vice President, Business Banking. "Randy has been with Gateway since we opened in 2004. He is an excellent commercial banker and successful with customer relationships. We are extremely pleased to have Randy as a member of our senior management team," offered William J. Burt, President and CEO of Gateway Bank.

Prior to joining Gateway Bank as a Vice President - Business Banking, Mr. Patterson served eight years at PNC Bank; most recently as Vice President, Senior Business Advisor - Business Banking, providing banking services and products to targeted businesses with sales up to $25 million.

Previously, Mr. Patterson served ten years with Integra Bank (and predecessor banks) as Management Trainee, Branch Manager and Assistant Vice President, Commercial Loan Analyst. Mr. Patterson holds a B.S. in Business Administration from Waynesburg College. He and his wife Lori and their two children, Evan and McKenna, reside in Scenery Hill, PA.

Gateway Bank's headquarters is located at 3402 Washington Road in Peters Township. Gateway Bank is a locally owned, staffed, managed, and community-oriented financial institution serving the needs of individual consumers, professionals, and small to mid-sized business.




PRESS RELEASE

Gateway Bank of Pennsylvania, 3402 Washington Road, McMurray PA 15317 724-969-1010 Fax 724-969-0757

FOR IMMEDIATE RELEASE

DATE: July 1, 2006
CONTACT: William J. Burt
PHONE: 724-969-1010
FAX: 724-969-0757
E-MAIL: wburt@gatewaybankpa.com

ROBERT S. KERR NAMED CHIEF OPERATING OFFICER

Peters Township, PA - Robert S. Kerr, Executive Vice President and Chief Lending Officer at Gateway Bank of Pennsylvania was recently named Chief Operating Officer. "Bob is an original founder of Gateway and has led our success for commercial and consumer business development. We are fortunate and pleased to have Bob as a key executive at Gateway," offered William J. Burt, President and CEO of Gateway Bank.

Prior to joining Gateway Bank in 2003, Mr. Kerr was employed as a Senior Vice President, Business Banking with PNC Bank, where he was responsible for sales, service and commercial lending activities for companies in the Greater Pittsburgh area. Mr. Kerr began his career as a management trainee with his former bank and has served in a variety of management positions within that organization during the past two decades.

Mr. Kerr holds a PA Insurance License, has been designated as a Certified Commercial Lender, and has received a variety of management and sales performance awards. He serves on the Board of Directors of several non-profit organizations and participates in a number of civic programs and activities. He holds a B.S. in management and marketing from Kansas State University, and he attended Duquesne University Graduate School. He has also completed substantial continuing education courses in the areas of management, finance, credit analysis, sales training, leadership and customer satisfaction.

Gateway Bank's headquarters is located at 3402 Washington Road in Peters Township. Gateway Bank is a locally owned, staffed, managed, and community-oriented financial institution serving the needs of individual consumers, professionals, and small to mid-sized businesses.






FOR IMMEDIATE RELEASE


May 5, 2005





SUSAN CARNALI-CROFFORD JOINS GATEWAY BANK

Peters Township, PA - Susan Carnali-Crofford joins Gateway Bank as Manager and Business Development Officer for the Robinson Township region. "We are very fortunate to add Susan and her talents to our staff," offered William J. Burt, President and CEO of Gateway Bank.

Ms. Crofford brings 26 years experience in banking to Gateway Bank. Ms Crofford was formerly a Vice President and Manager at National City Bank. Susan began her career with First National Bank of Washington in the accounting department. She managed several branch offices throughout her career with Integra Bank/National City Bank. She also held the position of Private Client Relationship Manager with National City Bank. Ms. Crofford holds a B.S. in Business Administration from Robert Morris University. She also attended the Central Atlantic School of Banking and Commercial Lending at Bucknell University. Ms. Crofford resides in Imperial and has two children, Evan and Erica.

Gateway Bank's headquarters is located at 3402 Washington Road in Peters Township. Gateway Bank is a locally owned, staffed, managed, and community-oriented financial institution serving the needs of individual consumers, professionals, and small to mid-sized business.




GATEWAY IN THE COMMUNITY


Sat., June 25, 2005

Several employees were on hand at Peters Township Community Day to promote Gateway Bank. Gateway's booth was a huge success as people were lining up to spin our free prize wheel.

June 2004

Gateway Bank Taking care of the customer

BY WASHINGTON COUNTY CHAMBER OF COMMERCE

When was the last time the president of a bank greeted you by name? Did you ever have the feeling that your account didn't matter to your bank?
Have you ever been trapped in a voice mail system, when all you really wanted to do was speak to a teller?
The staff at Gateway Bank, the area's newest bank, knows just how you feel. Their goal is to embrace the concerns of the small business owner and make every customer a priority...

Read Full Article


May 2004

High-service Gateway is region's newest bank

Thursday, May 27, 2004
By Pamela Gaynor, Pittsburgh Post-Gazette

A tide of bank consolidations, hastened by legislative changes a decade ago, has rolled across the country unabated. But amid it, new banks continue to spring up.

The latest in the region marks its official opening tomorrow, in Peters, with a visit from state Secretary of Banking William Schenck III. The tiny new institution, Gateway Bank, informally opened its doors earlier this month...

Read Full Article


November 2003

Former Integra Bank veterans launch Gateway Bank

Tuesday, November 25, 2003
By Len Boselovic, Pittsburgh Post-Gazette

The origin of Gateway Bank of Pennsylvania can be found somewhere within the industry's circle of life: local banks are acquired by regional banks, regional banks are bought out by super regionals or national banks, and the deal-making ends up sending a lot of bank executives into early retirement or back to square one. Which is where Bill Burt and a few of his colleagues are starting....

Read Full Article


DeNovo Bank Update

Article as published in the Fiserv SourceOne
NEWSFLASH Top Stories.

Gateway Bank held its Grand Opening celebration
on Friday, May 28 at their new Peters Township facility. Pennsylvania Secretary of Banking, William Schenck III, was on hand to cut the ceremonial ribbon and commemorate the official opening of Gateway Bank.

The ceremony received press coverage from several news outlets including two local television stations. Several of the bank's
directors, local political leaders and the first
depositors were all in attendance and anxious to have the new bank opening in their growing
community.

During the ceremony, William Burt, CEO of
Gateway Bank, spoke about the partnership with
Fiserv SourceOne and focused on how helpful the
SourceOne team had been in getting the bank up

and running. The SourceOne team was on-site the week following the Grand Opening to provide additional training and support to the Gateway staff.

In addition, Gateway Bank has held two Shareholder Receptions June 10 and 15 to allow the bank's shareholders to tour the new building, meet the Gateway team and open new accounts.

The FAST team, Jennifer Lowe, Pam McMelleon and Mary Lutton, were on hand to assist Gateway during these Shareholder Receptions.

A former member of the SourceOne Conversion
team, Brian Grudi, recently joined the Gateway
Bank
team as their Branch Manager. Everyone at SourceOne wishes Brian and the rest of the
Gateway Bank team much success as they move
forward in the future.

THE GATEWAY BANK STAFF

DIRECTORS AND OFFICERS