Personal Banking

PERSONAL CHECKING OPTIONS

At Gateway Bank, we put the personal touch into banking. We've designed our checking accounts with you in mind. Since no two customers are alike, we offer several checking options to meet your needs.

Personal and Student Checking

These personal checking accounts are ideal for those who want low cost checking with no minimum balance and come with added benefits at no additional charge.

Senior Checking

Ideal for customers 50 years of age and older who maintain a low minimum balance account with additional benefits including free debit/ATM card, 24 hour telephone and online banking with bill payment plus a discount on a safe deposit box.

Checking Plus

For those who maintain multiple accounts, prefer low minimum balances, and the added value of free online banking with bill payment.

Premier Checking

Packed with plenty of added value, Premier Checking is for customers who maintain a larger relationship which also earns interest.

Gateway Bank Overdraft Protection

A line of credit that is automatically activated to ensure your account is never overdrawn.

SAVINGS OPTIONS

Statement

A great way to save. Our statement savings account allows customers to make deposits and withdrawals with no penalty. Receive easy to read statements showing your account's activity.

Money Market

Our money market accounts offer consumers federal deposit insurance on your investment (up to maximum allowed by law), the convenience of one-stop banking, plus easy access to your funds. Earn tiered interest rates contingent on your daily balance.

Certificates

Gateway Bank offers a complete line of certificates of deposit for those looking for a fixed rate of return. CDs are the easiest way to save if you don't need immediate access to your funds. Generally, the longer the term, the more you earn. Monthly interest checks available.

Retirement

Gateway Bank offers money markets and CDs for customers who want a secure and simple retirement savings plan.

PERSONAL LOANS

At Gateway Bank, we have several types of loans for any of your needs. That's the difference with personal banking with Gateway Bank.

Home Equity Installment Loans
Home Equity Lines of Credit
Personal Lines of Credit
Personal Installment Loans
Credit Cards

Home Equity

Home Equity Loans - Installment

Ideal for debt consolidation, education and home improvements.

Fixed Rate

Terms up to 20 years

Home Equity Lines of Credit:

A secured line of credit that enables consumers to use when and where they need it

Ideal for short-term cash needs or major purchases

Variable Rates

Personal Lines of Credit

Unsecured line of credit that enables customers to use at their convenience.

Variable Rate with flexible terms.

Personal Installment Loans

Ideal for automobile or other large purchases where a fixed rate and payment is preferred.

Unsecured terms to 5 years

Secured terms to 7 years

Credit Cards

Please inquire for available programs and rates.





		PERSONAL CHECKING OPTIONS At Gateway Bank, we put the personal touch into banking. We've designed our checking accounts with you in mind. Since no two customers are alike, we offer several checking options to meet your needs. Personal and Student Checking These personal checking accounts are ideal for those who want low cost checking with no minimum balance and come with added benefits at no additional charge. Senior Checking Ideal for customers 50 years of age and older who maintain a low minimum balance account with additional benefits including free debit/ATM card, 24 hour telephone and online banking with bill payment *plus a discount on a safe deposit box.* Checking Plus For those who maintain multiple accounts, prefer low minimum balances, and the added value of free online banking with bill payment. Premier Checking Packed with plenty of added value, Premier Checking is for customers who maintain a larger relationship which also earns interest. Gateway Bank Overdraft Protection A line of credit that is automatically activated to ensure your account is never overdrawn. SAVINGS OPTIONS Statement A great way to save. Our statement savings account allows customers to make deposits and withdrawals *with no penalty. Receive easy to read statements showing your account's activity. Money Market* Our money market accounts offer consumers federal deposit insurance on your investment (up to maximum allowed by law), the convenience of one-stop banking, plus easy access to your funds. Earn tiered interest rates contingent on your daily balance. Certificates Gateway Bank offers a complete line of certificates of deposit for those looking for a fixed rate of return. CDs are the easiest way to save if you don't need immediate access to your funds. Generally, the longer the term, the more you earn. Monthly interest checks available. Retirement Gateway Bank offers money markets and CDs for customers who want a secure and simple retirement savings plan. PERSONAL LOANS At Gateway Bank, we have several types of loans for any of your needs. That's the difference with personal banking with Gateway Bank. Home Equity Installment Loans Home Equity Lines of Credit Personal Lines of Credit Personal Installment Loans Credit Cards Home Equity *Home Equity Loans - Installment* Ideal for debt consolidation, education and home improvements. Fixed Rate Terms up to 20 years *Home Equity Lines of Credit:* A secured line of credit that enables consumers to use when and where they need it Ideal for short-term cash needs or major purchases Variable Rates Personal Lines of Credit Unsecured line of credit that enables customers to use at their convenience. Variable Rate with flexible terms. Personal Installment Loans Ideal for automobile or other large purchases where a fixed rate and payment is preferred. Unsecured terms to 5 years Secured terms to 7 years Credit Cards Please inquire for available programs and rates.